What do I do if
Depreciation not released after completed repairs.
RCV policies release depreciation upon repair completion.
Depreciation not released after completed repairs.
Root cause
Why this happens
RCV policies release depreciation upon repair completion.
Know the law
Your rights as a Florida policyholder
Release upon proof is contractual.
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What kind of damage?
Pick the closest match. We will ask for details later.
What to do
Solution steps
- 01
Step 1
Submit proof of completion (receipts, photos, contractor certifications)
- 02
Step 2
Request depreciation release
- 03
Step 3
Escalate if ignored
- 04
Step 4
File DFS complaint if unjustified delay
No obligation. No fee unless recovery.
Dealing with this problem? Free review.
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Similar scenarios
Related problems
Carrier ignored my appraisal demand.
Carriers sometimes try to avoid appraisal to maintain negotiation leverage.
Settlement check bounced or insufficient funds.
Rare but happens with insolvent carriers.
Carrier requests invasive home tour.
Carriers sometimes request broad tours beyond damage location.
Carrier refused my reinspection request.
Carriers sometimes refuse reinspection to avoid scope expansion.
Carrier denied reopening after I found new damage.
Carriers sometimes close claims prematurely.
Free claim review
Still building your claim? We can help right now.
A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
Know the law
Relevant statutes
FS 626.854 Public Adjusters
Your representation rights.
FS 627.70131 Carrier Duties
Statutory deadlines.
FS 627.70132 Notice
When you must file.
FS 627.7142 Bill of Rights
Homeowner claim bill.
FS 626.9744 Matching
Reasonable matching requirement.
Go deeper
Related resources
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Common problems.
See also
Other common problems
Art collection damaged in event.
Another situation Florida policyholders face mid-claim.
Multiple contractor coordination complications (variant 2).
Another situation Florida policyholders face mid-claim.
Weather delays during repair affect claim (variant 3).
Another situation Florida policyholders face mid-claim.
Mechanical room damage not scoped.
Another situation Florida policyholders face mid-claim.
Theft denied as mysterious disappearance.
Another situation Florida policyholders face mid-claim.
Carpet wicking caused damage beyond immediate area.
Another situation Florida policyholders face mid-claim.
Free claim review
Your policy says more than you think. Find out what you are actually owed.
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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