What do I do if
Contractor added hidden fees not in the original contract.
Some contractors add supplemental fees post-signing, especially when dealing with insurance proceeds.
Contractor added hidden fees not in the original contract.
Root cause
Why this happens
Some contractors add supplemental fees post-signing, especially when dealing with insurance proceeds.
Know the law
Your rights as a Florida policyholder
Florida contract law requires written changes be signed. Deposits and payment structure are regulated.
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What kind of damage?
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What to do
Solution steps
- 01
Step 1
Compare invoices to signed contract
- 02
Step 2
Refuse to pay undocumented changes
- 03
Step 3
Request written change orders for any approved additions
- 04
Step 4
File DBPR complaint if pattern
- 05
Step 5
Withhold final payment until dispute resolved
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Similar scenarios
Related problems
Free claim review
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A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
Know the law
Relevant statutes
FS 626.854 Public Adjusters
Your right to professional representation.
FS 627.70131 Carrier Duties
What carriers must do and when.
FS 627.70132 Notice Deadlines
When you must file.
FS 627.7142 Bill of Rights
What the carrier owes you.
FS 626.9744 Matching
Reasonable matching requirement.
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See also
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- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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