What do I do if
Temporary tarp is still up months later.
Claim delays push temporary repairs beyond typical lifespan.
Temporary tarp is still up months later.
Root cause
Why this happens
Claim delays push temporary repairs beyond typical lifespan.
Know the law
Your rights
Extended temporary repair costs are reimbursable under mitigation provisions.
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What kind of damage?
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What to do
Solution steps
- 01
Step 1
Document length of temporary repair
- 02
Step 2
Request carrier approval for extended mitigation
- 03
Step 3
Seek emergency payment for permanent repair
- 04
Step 4
Escalate if delays exceed statutory windows
No obligation. No fee unless recovery.
Dealing with this? Free review.
Licensed Florida public adjuster.
Similar scenarios
Related problems
Generator fuel during extended outage not reimbursed.
Not all policies cover generator fuel as ALE.
Storage for damaged contents not reimbursed.
Carriers sometimes omit storage from claim scope.
Pack-out company disputes inventory or handling.
Pack-out services create complex inventory tracking.
ALE in different city because home uninhabitable.
Policies typically allow reasonable relocation.
Free claim review
Still building your claim? We can help right now.
A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
Know the law
Relevant statutes
FS 626.854
Public adjuster representation.
FS 627.70131
Carrier duties.
FS 627.70132
Notice deadlines.
FS 627.7142
Homeowner Bill of Rights.
FS 626.9744
Matching statute.
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See also
Other common problems
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Replacement cost exceeds my policy limit.
Another situation Florida policyholders face mid-claim.
Free claim review
Your policy says more than you think. Find out what you are actually owed.
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- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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