Building codes changed during my repair; costs are higher.
Code updates during lengthy claims can add costs.
Building codes changed during my repair; costs are higher.
Root cause
Why this happens
Code updates during lengthy claims can add costs.
Know the law
Your rights as a Florida policyholder
Ordinance or law coverage may apply to code-required upgrades. Under Florida Statute 627.7011(2), it is deemed included at 25 percent of the dwelling limit unless the carrier holds your written refusal on an OIR-approved form; first move is to request the signed form.
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What to do
Solution steps
- 01
Step 1
Document code change dates and requirements
- 02
Step 2
Submit ordinance or law claim
- 03
Step 3
Provide code citation and cost breakdown
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Licensed Florida public adjuster.
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- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
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Another situation Florida policyholders face mid-claim.
Another situation Florida policyholders face mid-claim.
Free claim review
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
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