Glossary · coverage
Repetitive Loss
Multiple losses on same property.
Repetitive loss properties face higher premiums and coverage restrictions. Florida coastal properties frequently categorized as such.
In practice
Where you encounter "Repetitive Loss"
Policyholders encounter "Repetitive Loss" in policy language and claim correspondence. Knowing the precise definition keeps you from accepting carrier framing.
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Related
Related terms
Endorsement Number
Identifier for specific policy endorsement.
Policy Period Extension
Coverage continuation via endorsement.
Underinsurance
Coverage insufficient for full rebuild.
Debris Removal
Removal of damaged material from site.
Loss of Income
Coverage for income lost during restoration.
Business Personal Property
Contents owned for business use.
Know the law
Related statutes
FS 626.854
Public adjuster.
FS 627.70131
Carrier duties.
FS 627.70132
Notice deadlines.
FS 627.7142
Bill of Rights.
FS 626.9744
Matching.
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Still building your claim? We can help right now.
A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
Go deeper
Related resources
First 48 Hours
Emergency playbooks.
Claim Process
FNOL to settlement.
Florida Law
Statutes.
Denied Claims
Denial reasons.
Carriers
Carrier profiles.
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All 67 counties.
Glossary
Claim terms.
Claim Types
Damage categories.
Storms
Storm profiles.
Calculators
Decision tools.
Case Studies
Real recoveries.
Help Center
Common problems.
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Glossary
Related insurance terms
Accidental Discharge
Related glossary entry: Accidental Discharge.
Florida Statute 627.70131
Related glossary entry: Florida Statute 627.70131.
Florida Statute 627.7142
Related glossary entry: Florida Statute 627.7142.
Business Interruption
Related glossary entry: Business Interruption.
Mitigation Limit
Related glossary entry: Mitigation Limit.
Rider
Related glossary entry: Rider.
Free claim review
Your policy says more than you think. Find out what you are actually owed.
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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