Florida Statute 627.70154. Mandatory binding arbitration.
Florida Statute 627.70154. Mandatory binding arbitration.
Florida Statute 627.70154. Mandatory binding arbitration.
Purpose
What this statute does
The Florida Legislature titles this section "Mandatory binding arbitration." The full text is reproduced below.
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In practice
How it applies to your claim
Florida Statute 627.70154 is titled "Mandatory binding arbitration." Whether it reaches your claim depends on your policy language and the facts of your loss. If it fits, cite the section by number when you correspond with your carrier.
See also
Related statutes
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Quoted from the Florida Statutes
The text of Florida Statute 627.70154
A property insurance policy issued in this state may not require that a policyholder participate in mandatory binding arbitration unless all of the following apply:
(1) The mandatory binding arbitration requirements are contained in a separate endorsement attached to the property insurance policy.
(2) The premium that a policyholder is charged for the policy includes an actuarially sound credit or premium discount for the mandatory binding arbitration endorsement.
(3) The policyholder signs a form electing to accept mandatory binding arbitration. The form must notify the policyholder of the rights given up in exchange for the credit or premium discount, including, but not limited to, the right to a trial by jury.
(4) The endorsement establishes that an insurer will comply with the mediation provisions set forth in s. 627.7015 before the initiation of arbitration.
(5) The insurer also offers the policyholder a policy that does not require that the policyholder participate in mandatory binding arbitration.
Reproduced from the Florida Legislature's published text, retrieved July 26, 2026. Read it at flsenate.gov
Statutes are amended. Confirm the current text at the source before relying on it.
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- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
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