Florida Statute 626.861. Insurer’s officers, insurer’s employees, reciprocal insurer’s representatives; adjustments by.
Florida Statute 626.861. Insurer’s officers, insurer’s employees, reciprocal insurer’s representatives; adjustments by.
Florida Statute 626.861. Insurer’s officers, insurer’s employees, reciprocal insurer’s representatives; adjustments by.
Purpose
What this statute does
The Florida Legislature titles this section "Insurer’s officers, insurer’s employees, reciprocal insurer’s representatives; adjustments by." The full text is reproduced below.
Free claim review
We review your policy and estimate at no cost. If we take your case, our fee only comes from the increased recovery.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
In practice
How it applies to your claim
Florida Statute 626.861 is titled "Insurer’s officers, insurer’s employees, reciprocal insurer’s representatives; adjustments by." Whether it reaches your claim depends on your policy language and the facts of your loss. If it fits, cite the section by number when you correspond with your carrier.
See also
Related statutes
Free claim review
A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
No obligation. No fee unless recovery.
Licensed Florida public adjuster.
Go deeper
Related resources
Emergency playbooks.
FNOL to settlement.
Statutes.
Denial reasons.
Carrier profiles.
All 67 counties.
Claim terms.
Damage categories.
Storm profiles.
Decision tools.
Real recoveries.
Common problems.
Quoted from the Florida Statutes
The text of Florida Statute 626.861
1(1) This part may not be construed to prevent an executive officer of any insurer, an employee of an insurer handling claims with respect to health insurance, an employee of an insurer handling claims with respect to residential property insurance in which the amount of coverage for the applicable type of loss is contractually limited to $500 or less, or the duly designated attorney or agent authorized and acting for subscribers to reciprocal insurers from adjusting any claim loss or damage under any insurance contract of such insurer.
(2) If any such officer, employee, attorney, or agent in connection with the adjustment of any such claim, loss, or damage engages in any of the misconduct described in or contemplated by s. 626.611(1)(f), the office may suspend or revoke the insurer’s certificate of authority.
Reproduced from the Florida Legislature's published text, retrieved July 26, 2026. Read it at flsenate.gov
Statutes are amended. Confirm the current text at the source before relying on it.
Free claim review
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
Florida claim updates
Real Florida claim case studies, statute updates, and the carrier behavior we see most. Unsubscribe anytime.
Browse more