Winter Park smoke: whole-home remediation.
Kitchen fire with whole-home smoke migration. Thermal fogging and content cleaning expanded claim.
Kitchen fire with whole-home smoke migration. Thermal fogging and content cleaning expanded claim.
Initial claim
What went wrong
Smoke scope limited to kitchen.
The intervention
What we did
Industrial hygienist whole-home assessment; thermal fogging; content pack-out cleaning.
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Takeaways
Lessons
Smoke remediation is whole-home work. Limit scope costs you significant recovery.
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More examples
Related case studies
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Clearwater kitchen fire: $35k offer to $142k total recovery.
Kitchen fire with extensive smoke damage. Carrier limited scope to fire room; smoke scope expanded claim materially.
Fort Myers Hurricane Milton: full roof replacement via matching.
Hurricane Milton roof damage. Carrier authorized partial repair. FS 626.9744 matching drove full replacement.
Tampa sinkhole: $40k grouting to $220k underpinning.
Sinkhole activity; carrier authorized inadequate grouting. Structural engineer showed underpinning required.
Orlando water + mold: $8k offer to $45k with remediation.
Water leak with mold development. Carrier offered water damage only; mold remediation tripled recovery.
Free claim review
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A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
Know the law
Relevant statutes
FS 626.854
Public adjuster representation.
FS 627.70131
Carrier duties.
FS 627.70132
Notice deadlines.
FS 627.7142
Homeowner Bill of Rights.
FS 626.9744
Matching statute.
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More Florida case studies
Sarasota pipe burst: $25,000 offer to $115,000 full-kitchen recovery.
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Lakeland AC condensation claim: covered as sudden discharge.
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Sarasota lightning: $6k to $45k home systems recovery.
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- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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