
Miami condo water: betterments plus master policy gap.
Condo water damage with betterments. Navigated master policy and HO-6 coordination.
Condo water damage with betterments. Navigated master policy and HO-6 coordination.
Initial claim
What went wrong
Master policy declined; unit HO-6 initially undervalued betterments.
The intervention
What we did
Detailed betterment documentation with permits, contractor records; identified master vs unit coverage line.

Free claim review
We review your policy and estimate at no cost. If we take your case, our fee only comes from the increased recovery.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
Takeaways
Lessons
Condo claims require careful betterment vs original analysis.
No obligation. No fee unless recovery.
Licensed Florida public adjuster.
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Free claim review
A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
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Another documented Florida claim outcome.
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Free claim review
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
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