Crestview mobile home Hurricane Sally: denied, then fully paid.
Mobile home policy with tight exclusions. Initial denial based on pre-existing condition; photos from prior listing defeated the denial.
Mobile home policy with tight exclusions. Initial denial based on pre-existing condition; photos from prior listing defeated the denial.
The initial claim
What went wrong
Denial based on "pre-existing damage" with no substantive evidence.
The intervention
What we did
Pulled real estate listing photos pre-storm, engineer post-storm comparison.
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FS 626.854 Public Adjusters
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FS 627.70131 Carrier Duties
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FS 627.70132 Notice Deadlines
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FS 627.7142 Bill of Rights
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FS 626.9744 Matching
Reasonable matching requirement.
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