Fort Lauderdale kitchen fire: smoke damage limited to fire room, expanded to full home.
Carrier paid smoke damage only in fire room. Industrial hygienist documented migration throughout home.
Carrier paid smoke damage only in fire room. Industrial hygienist documented migration throughout home.
The initial claim
What went wrong
Carrier classified smoke damage as limited to visibly affected room. Did not account for HVAC migration or contents contamination in unburned rooms.
The intervention
What we did
Industrial hygienist report. Air quality testing in non-fire rooms. HVAC inspection with thermal fogging findings.
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