Glossary · legal
Mediation Program
Florida-administered dispute resolution for property claims (FS 627.7015).
Non-binding mediation overseen by DFS. Free to homeowner, carrier pays. Good resolution tool for claim amount disputes.
In practice
Where you encounter "Mediation Program"
Policyholders see "Mediation Program" referenced in policy language, claim correspondence, and scope documents. Knowing the precise definition under Florida practice keeps you from accepting carrier framing. See FS 626.854 on public adjuster representation and FS 627.70131 on carrier duties.
Free claim review
We review your policy and estimate at no cost. If we take your case, our fee only comes from the increased recovery.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
Know these too
Related terms
Coverage theory where multiple policy years share a progressive loss.
Conditional coverage based on triggering events.
Failure to disclose material information; can void coverage.
Time carrier has to correct a violation after notice.
The dominant cause in a chain of causation.
Agreement to forgo the carrier's right to EUO.
Know the law
Related statutes
Your representation rights.
Statutory deadlines.
When you must file.
Homeowner claim bill.
Reasonable matching requirement.
Free claim review
A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
Go deeper
Related resources
Emergency playbooks.
FNOL to settlement.
Statutes that protect you.
Every denial reason.
Florida carrier profiles.
All 67 counties.
Every claim term.
Damage categories.
Florida storm profiles.
Decision tools.
Real recoveries.
Common problems.
No obligation. No fee unless recovery.
Free review.
Glossary
Related insurance terms
Related glossary entry: Coverage A.
Related glossary entry: Proximate Cause.
Related glossary entry: Co-Insured.
Related glossary entry: Agreed Value.
Related glossary entry: Make Whole Doctrine.
Related glossary entry: Hold Harmless Agreement.
Free claim review
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
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