Glossary · estimating
Matching
The legal requirement that repairs visually match the undamaged property.
Florida Statute 626.9744 requires reasonable matching. If a partial repair cannot reasonably match the undamaged adjacent area, you may be entitled to replacement of the full area.
Example. If your tile roof cannot be matched after partial damage, you may be entitled to full replacement of the slope.
In practice
Where you encounter "Matching" in Florida claims
Policyholders see "Matching" referenced in policy language, claim correspondence, and carrier scope of loss documents. Knowing the precise definition under Florida practice keeps you from accepting carrier framing. See also FS 626.854 on Public Adjuster licensing and FS 627.70131 on carrier duties.
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The complete list of damaged items and their scope of repair.
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Glossary
Related insurance terms
Related glossary entry: Materials Tax.
Related glossary entry: HO-3 Policy.
Related glossary entry: Reservation of Rights.
Related glossary entry: Geographic Concentration Risk.
Related glossary entry: Rebuild Cost.
Related glossary entry: Ordinance or Law Coverage.
Free claim review
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
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