
Florida Statute 627.7295. Homeowner Consumer Protections
Florida Statute 627.7295. Homeowner Consumer Protections
Purpose
What this statute does
This statute establishes specific rights, duties, and deadlines affecting Florida property insurance policyholders. Understanding the statute is the difference between asserting your rights effectively and accepting carrier framing.
In practice
How it applies to your claim
If your claim touches any area governed by Florida Statute 627.7295, this statute controls. Citing the specific section in correspondence with carriers carries weight.

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See also
Related statutes
FS 627.70131
Carrier duties and claim deadlines.
FS 627.70132
Notice of claim deadlines.
FS 626.854
Public adjuster licensing.
FS 627.7142
Homeowner Claim Bill of Rights.
FS 626.9744
Matching statute.
FS 627.7152
AOB restrictions.
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- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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See also
Related Florida statutes
Florida Statute 627.4143. Homeowner Policy Required Disclosures
Another Florida statute relevant to property insurance claims.
Florida Statute 627.7142. Homeowner Claim Bill of Rights.
Another Florida statute relevant to property insurance claims.
Florida Statute 627.421. Delivery of Policy
Another Florida statute relevant to property insurance claims.
Florida Statute 626.9541. Unfair Insurance Trade Practices.
Another Florida statute relevant to property insurance claims.
Florida Statute 718.111. Condominium Association Duties.
Another Florida statute relevant to property insurance claims.
Florida Statute 627.7013. Sinkhole Policy Endorsements
Another Florida statute relevant to property insurance claims.
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Your policy says more than you think. Find out what you are actually owed.
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- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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