Your claim was denied for Temporary Housing Duration Capped. Here is what that means.
Carrier caps ALE duration.
Your claim was denied for this reason.
Denial is not the final word. Many denials are overturned with proper documentation.
Carrier caps ALE duration.
Legitimate
When this denial holds up
When ALE genuinely reached cap.
Contest
When this denial is improper
When cap was pre-calculated without actual expense analysis.
Free claim review
We review your policy and estimate at no cost. If we take your case, our fee only comes from the increased recovery.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
Build your case
Counter-evidence
Evidence list
- ✓Actual expense records
- ✓Restoration timeline
- ✓Pre-loss standard of living
Action
Next steps
- 01
Request specific denial reason in writing
Ask for policy language and factual basis.
- 02
Gather counter-evidence
Each checklist item strengthens your position.
- 03
Submit supplemental documentation
Send to claim file. Request review.
- 04
Escalate if needed
Public adjuster, DFS complaint, mediation, or litigation.
Free claim review
A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
No obligation. No fee unless recovery.
Many denials overturn with proper representation.
Similar patterns
Related denials
Damage doesn't exceed deductible threshold.
Carrier won't reimburse moving or storage costs.
Tree and shrub damage capped per policy.
Emergency playbooks.
FNOL to settlement.
Statutes.
Denial reasons.
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All 67 counties.
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Know the law
Relevant statutes
Public adjuster.
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Notice deadlines.
Bill of Rights.
Matching.
Another common reason a Florida property claim is denied.
Another common reason a Florida property claim is denied.
Another common reason a Florida property claim is denied.
Another common reason a Florida property claim is denied.
Another common reason a Florida property claim is denied.
Another common reason a Florida property claim is denied.
Free claim review
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
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