Your claim was denied for Temporary Housing Duration Capped. Here is what that means.
Carrier caps ALE duration.
Your claim was denied for this reason.
Denial is not the final word. Many denials are overturned with proper documentation.
Carrier caps ALE duration.
Legitimate
When this denial holds up
When ALE genuinely reached cap.
Contest
When this denial is improper
When cap was pre-calculated without actual expense analysis.
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We review your policy and estimate at no cost. If we take your case, our fee only comes from the increased recovery.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
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Build your case
Counter-evidence
Evidence list
- ✓Actual expense records
- ✓Restoration timeline
- ✓Pre-loss standard of living
Action
Next steps
- 01
Request specific denial reason in writing
Ask for policy language and factual basis.
- 02
Gather counter-evidence
Each checklist item strengthens your position.
- 03
Submit supplemental documentation
Send to claim file. Request review.
- 04
Escalate if needed
Public adjuster, DFS complaint, mediation, or litigation.
No obligation. No fee unless recovery.
Denied for "Temporary Housing Duration Capped"? Free review.
Many denials overturn with proper representation.
Similar patterns
Related denials
Repair Costs Below Deductible
Damage doesn't exceed deductible threshold.
Moving and Storage Denied
Carrier won't reimburse moving or storage costs.
Landscaping Plantings Sublimit
Tree and shrub damage capped per policy.
Free claim review
Still building your claim? We can help right now.
A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
Know the law
Relevant statutes
FS 626.854
Public adjuster.
FS 627.70131
Carrier duties.
FS 627.70132
Notice deadlines.
FS 627.7142
Bill of Rights.
FS 626.9744
Matching.
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See also
Other common denial reasons
Mold Caused by Gradual Water (Excluded)
Another common reason a Florida property claim is denied.
Scheduled Item Not Documented
Another common reason a Florida property claim is denied.
Tower Hill Prime Delayed Response Pattern
Another common reason a Florida property claim is denied.
Encompass Delayed Response Pattern
Another common reason a Florida property claim is denied.
Policy Lapsed Between Events
Another common reason a Florida property claim is denied.
Nfip Delayed Response Pattern
Another common reason a Florida property claim is denied.
Free claim review
Your policy says more than you think. Find out what you are actually owed.
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- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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