Sinkhole Florida Claim Guide. Public Adjuster.
Sinkhole claims are technical and highly regulated in Florida (FS 627.706). Catastrophic Ground Cover Collapse is mandatory coverage; non-catastrophic activity varies.
Sinkhole is a Florida property insurance claim category. Sinkhole claims are technical and highly regulated in Florida (FS 627.706). Catastrophic Ground Cover Collapse is mandatory coverage; non-catastrophic activity varies.
Scope
What a sinkhole claim looks like
Documentation checklist
- ✓Visible cracks with dates and measurements
- ✓Geotechnical testing results
- ✓Structural engineer report
- ✓Foundation photos
- ✓Yard depression documentation
Know the traps
Common exclusions
- XNon-CGCC sinkhole activity without endorsement
- XPre-existing foundation damage
Free claim review
Get a free claim review from a licensed Florida public adjuster.
We review your policy and estimate at no cost. If we take your case, our fee only comes from the increased recovery.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
Ballpark
Typical settlement range
Decision
When to call a public adjuster for sinkhole
If your sinkhole claim is delayed, underpaid, or denied, a licensed Florida public adjuster under FS 626.854 can review the policy and the carrier's scope. Your Homeowner Claim Bill of Rights spells out what the carrier owes you. See also FS 627.70131 on carrier duties, FS 627.70132 on notice deadlines, and FS 626.9744 on matching requirements.
No obligation. No fee unless recovery.
Free review for sinkhole claims.
Licensed Florida public adjuster. No fee unless we recover more.
Free claim review
Still building your claim? We can help right now.
A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
Watch for these
Related denial reasons
Wear-and-tear denial
The most common improper denial.
Pre-existing damage denial
Carrier claims damage predated the event.
Failure to mitigate
Carrier says you should have prevented further damage.
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See also
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Wind Partial Roof Damage Florida Claim Guide.
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Tree on Detached Garage Florida Claim Guide.
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Hurricane Flood Damage Florida Claim Guide
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Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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